Jio Finance Launches Income Tax Filing at ₹24: How to File ITR Easily in 2025

Why This Launch Matters for Indian Taxpayers

Tax time in India is often a whirlwind of completing documents, uncertain timelines, and worrying whether you'll lose a deduction. Hence, most people pay a Chartered Accountant a lot of money to file their taxes or struggle through online portals in isolation. While this is going on, taxpayers grapple with debates about old and new tax regimes. It is easy to understand why taxpayers are confused.

In 2025, Jio Financial Services is offering something that could solve this: an income tax filing service starting from ₹24 through the Jio Finance app in conjunction with TaxBuddy. And it isn't just about the low price. It is really about ease of access to income tax filing simple, self-guided, and accessible for all, whether you are a first-time filer or a veteran taxpayer.

What Is the Jio Finance Tax Filing Feature?

The new tax filing service is built into the Jio Finance app and comes with two main modules:

1. Tax Planner – Helps you map out your deductions, compare regimes, and project your tax liability before you even start filing.
   
   

2. Tax Filing – Lets you actually submit your ITR either by yourself (guided steps) or with expert assistance.
   
   

The pricing is straightforward:

Why the Partnership with TaxBuddy Matters

TaxBuddy is already recognized for its online tax filing capability, and when coupled with Jio Finance’s app, it means that you’ll get a guided digital experience with real tax knowledge to back it up. This is crucial for building trust, especially when looking at regulations when providing sensitive financial information.

Why Choose Jio Finance for Tax Filing?

Here’s why this could be worth your attention:

• Affordable pricing – ₹24 is far cheaper than the ₹500–₹2,500 many CAs charge for basic returns.
  
  

• Simple and guided – No need to figure out the income tax portal’s complexities yourself.
  
  

• Avoids missed deductions – The app actively checks for 80C, 80D, and other common deductions.
  
  

• Regime comparison built in – Quickly see whether the old or new regime saves you more money.
  
  

• Track your return status – Monitor your filing progress and refunds from within the app.
  
  

• Alerts for tax notices – Stay updated on any communication from the Income Tax Department.
  
  

Takeaway: This is about more than filing once a year; it’s about managing taxes year-round without high costs or unnecessary stress.

Step-by-Step Guide: How to File Your ITR on Jio Finance in 2025

Filing on the Jio Finance app is designed to be easy, even for someone who’s never filed before. Here’s the process:

Step 1 – Download & Log in to the Jio Finance App

• Available on both Android and iOS.
  
  

• Use your mobile number and OTP to log in.
  
  

Step 2 – Open the Tax Filing Module

• You’ll see Tax Planner and Tax Filing as options.
  
  

• If you’re new, you might want to start with Tax Planner to get a clear view of your situation.
  
  

Step 3 – Compare Old vs New Regime

• The app shows a side-by-side tax calculation for both regimes.
  
  

• Example:
  
  

• Old Regime: ₹55,000 tax with deductions applied.
  
  

• New Regime: ₹61,000 tax with lower rates but no deductions.
  
  

• Choose whichever saves you more.
  
  

Step 4 – Enter Your Income Details

• Salaried: Upload Form 16.
  
  

• Self-employed/freelancers: Enter income manually or upload statements.
  
  

• The app auto-calculates totals and flags missing details.
  
  

Step 5 – Add Deductions

• Common ones include:
  
  

• 80C – Life insurance, ELSS, PPF, etc.
  
  

• 80D – Health insurance premiums.
  
  

• HRA – House Rent Allowance based on your city and rent.
  
  

• The app suggests deductions based on your profile.
  
  

Step 6 – Upload Supporting Documents

• Secure upload directly in the app.
  
  

• All data is encrypted.
  
  

Step 7 – Review & Submit

• Double-check numbers.
  
  

• If you choose Assisted Filing, an expert will review before submission.
  
  

• Once filed, you’ll get an acknowledgment in the app and via email.
  
  

Step 8 – Track Your ITR Status

• See if it’s processed, if a refund is approved, or if any notices are pending.
  
  

• Get alerts directly in the app.
  
  

Pro Tip: Filing earlier in the tax season often means faster refunds.

How the Tax Planner Helps You Save Year-Round

Many people think about taxes only in March, but that’s when it’s often too late to optimize deductions. The Tax Planner in Jio Finance works all year, so you can make better financial decisions.

Key Features:

• Deduction Mapping – Keeps track of investments and expenses that qualify for deductions.
  
  

• HRA Evaluation – Calculates how much rent can be claimed based on your city and income.
  
  

• Tax Projection – Estimates your total tax liability so you can plan investments or donations in time.
  
  

Example:
If you’re a freelancer earning ₹10 lakh a year, the planner might suggest:

• Putting ₹1.5 lakh in ELSS for 80C deduction.
  
  

• Buying health insurance for ₹25,000 for 80D deduction.
  
  

• Paying rent to claim HRA benefits (if applicable).
  
  

By following these suggestions, you might reduce taxable income by ₹1.75 lakh, a saving of around ₹35,000 in tax under the old regime.

Who Will Benefit Most from This Feature?

While anyone can use it, certain groups will find it especially useful:

• Salaried professionals – Quick upload of Form 16 and deduction mapping.
  
  

• First-time filers – Guided steps reduce errors.
  
  

• Freelancers and gig workers – Easy to add multiple income sources.
  
  

• People with simple tax structures – Low-cost alternative to CAs.
  
  

• Those filing close to the deadline – Fast process to avoid penalties.
  
  

Why Digital-First Tax Filing Is Gaining Ground in India

Over the past few years, more taxpayers have shifted to app-based filing for several reasons:

• Accuracy: Automated calculations reduce human errors.
  
  

• Speed: Filing can be completed in under 30 minutes.
  
  

• Accessibility: File from anywhere; no need to visit an office.
  
  

• Transparency: Clear pricing, unlike some offline services where costs can vary.
  
  

According to industry data, over 60% of taxpayers under 35 prefer app-based filing, largely because of cost savings and convenience.

FAQ – Common Questions About Jio Finance’s Tax Filing Service

Q: Is ₹24 the total cost?
A: Yes, if you choose the self-service option. Assisted filing is ₹999.

Q: Is my data secure?
A: Yes, Jio Finance uses encryption and secure storage for all uploaded files.

Q: Can I file for previous years?
A: The app supports filing for current and some past assessment years, subject to Income Tax Department rules.

Q: What if I make a mistake in self-filing?
A: You can revise your return within the allowed time frame. Assisted filing can also reduce mistakes.

Q: Will this work for complex cases like capital gains?
A: The app can handle capital gains, but for very complex cases, assisted filing is recommended.

Tips to Make the Most of Jio Finance Tax Filing in 2025

• Start early – Don’t wait until July to explore the planner.
  
  

• Keep documents ready – PAN, Aadhaar, bank details, Form 16, and investment proofs.
  
  

• Use the regime comparison – The difference could mean thousands saved.
  
  

• Check refund status regularly – The app’s tracker keeps you updated.
  
  

Key Takeaways

• Affordable: Filing starts at ₹24, making it one of the cheapest options in India.
  
  

• Guided: Even first-timers can follow the step-by-step process without confusion.
  
  

• Year-round help: The Tax Planner isn’t just for filing season — it can save you money all year.
  
  

• Trusted partners: Collaboration with TaxBuddy ensures professional-grade guidance.
  
  

Final Word

Filing taxes in India has traditionally been perceived as complicated, time-consuming, and expensive. With Jio Finance’s new ₹24 tax filing service, that might change, particularly for younger taxpayers and first-time filers. Whether you want a simple, self-service option or prefer the expertise of a tax professional doing the work for you, Jio Finance's inexpensive tax service is worth the exploration when mixed with its guidance capabilities and technology.

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