“We feel that in case of a (farm) loan waiver there is always a fall in credit discipline because the people who get the waiver have expectations of future waivers as well," Bhattacharya said on the sidelines of an event organised by Confederation of Indian Industry.Today the loans will come back as the government will pay for it but when we disburse loans again then the farmers will wait for the next election expecting another waiver." BJP had promised to bring in a loan waiver scheme for farmers in the state, if it’s voted to power.
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